We do not assume your debts, make monthly payments to creditors or provide tax, bankruptcy, accounting or legal advice or credit repair services. Please contact a tax professional to discuss potential tax consequences of less than full balance debt resolution. Read and understand all program materials prior to enrollment. Not all clients are able to complete our program for various reasons, including their ability to save sufficient funds. We do not guarantee that your debts will be resolved for a specific amount or percentage or within a specific period of time. For the period June 1, 2012 through June 30, 2016 the average settlement for debts settled through our program was 47% before fees, or 67% to 72% including fees. Stated results are for illustration purposes only and are not typical of the results you should expect to achieve. Your results will likely vary.